2025-2026 Regular Session • Alaska Legislature
SB39: Loans Under $25,000; Payday Loans
Legislative Summary
An Act relating to loans in an amount of $25,000 or less; relating to financial institutions; relating to the Nationwide Multistate Licensing System and Registry; relating to pawnbroker licensing exemptions; relating to deferred deposit advances; relating to computing interest; and providing for an effective date.
Demographic Impact
Overall analysis of equity impact
70% Positive
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Bill History
1/22/2025
PREFILE RELEASED 1/10/25
Senate
1/22/2025
READ THE FIRST TIME - REFERRALS
Senate
1/22/2025
L&C, FIN
Senate
1/31/2025
COSPONSOR(S): TOBIN, GRAY-JACKSON, KAWASAKI
Senate
2/26/2025
L&C RPT CS 3NR 2DP SAME TITLE
Senate
2/26/2025
NR: BJORKMAN, MERRICK, YUNDT
Senate
2/26/2025
DP: DUNBAR, GRAY-JACKSON
Senate
2/26/2025
FN1: (CED)
Senate
4/11/2025
FIN RPT CS 3DP 4NR NEW TITLE
Senate
4/11/2025
DP: OLSON, HOFFMAN, KIEHL
Senate
4/11/2025
NR: STEDMAN, KAUFMAN, CRONK, MERRICK
Senate
4/11/2025
FN2: (CED)
Senate
4/14/2025
RULES TO CALENDAR 4/14/2025
Senate
4/14/2025
READ THE SECOND TIME
Senate
4/14/2025
FIN CS ADOPTED UC
Senate
4/14/2025
ADVANCED TO THIRD READING 4/15 CAL
Senate
4/15/2025
READ THE THIRD TIME CSSB 39(FIN)
Senate
4/15/2025
PASSED Y14 N6
Senate
4/15/2025
EFFECTIVE DATE(S) SAME AS PASSAGE
Senate
4/15/2025
TRANSMITTED TO (H)
Senate
4/15/2025
VERSION: CSSB 39(FIN)
Senate
4/16/2025
READ THE FIRST TIME - REFERRALS
House of Representatives
4/16/2025
FIN
House of Representatives
5/2/2025
CROSS SPONSOR(S): EISCHEID
House of Representatives
5/19/2025
FIN RPT 5DP 2NR 2AM
House of Representatives
5/19/2025
DP: HANNAN, GALVIN, JIMMIE, FOSTER, JOSEPHSON
House of Representatives
5/19/2025
NR: BYNUM, SCHRAGE
House of Representatives
5/19/2025
AM: STAPP, TOMASZEWSKI
House of Representatives
5/19/2025
FN2: (CED)
House of Representatives
5/19/2025
RULES TO CALENDAR 5/19/2025
House of Representatives
5/19/2025
READ THE SECOND TIME
House of Representatives
5/19/2025
ADVANCED TO THIRD READING 5/20 CALENDAR
House of Representatives
5/19/2025
CROSS SPONSOR(S): JOSEPHSON
House of Representatives
5/20/2025
READ THE THIRD TIME CSSB 39(FIN)
House of Representatives
5/20/2025
PASSED Y24 N16
House of Representatives
5/20/2025
EFFECTIVE DATE(S) ADOPTED Y29 N11
House of Representatives
5/20/2025
RETURN TO (S), TRANSMIT TO GOV NEXT
House of Representatives
5/20/2025
VERSION: CSSB 39(FIN)
House of Representatives
5/20/2025
CROSS SPONSOR(S): MINA
House of Representatives
5/20/2025
AWAITING TRANSMITTAL TO GOV
Senate
5/28/2025
MANIFEST ERROR(S)
Senate
Roll Call Votes
House: Third Reading Final Passage
5/20/2025
24
Yea
16
Nay
0
Not Voting
0
Absent
Result: PASSED
House: Third Reading Final Passage
5/20/2025
24
Yea
16
Nay
0
Not Voting
0
Absent
Result: PASSED
Senate: Third Reading - Final Passage Effective Date(s)
4/15/2025
14
Yea
6
Nay
0
Not Voting
0
Absent
Result: PASSED
Status Information
Current Status
Enrolled(5/20/2025)
Chamber
Senate
Sponsors
Democrat: 7
Primary Sponsor
Forrest Dunbar
Democrat