2023 Regular Session • Florida Legislature
H1267: Consumer Finance Loans
Legislative Summary
Prohibits person from operating branch of business making consumer finance loans before authorized to do so & obtaining license from OFR; revises maximum interest rate on consumer finance loans; revises minimum amount of time before which delinquency charge for each payment in default may be imposed; requires licensees offering assistance program to borrowers after federally declared major disaster to send notice to office; requires licensees to file annual reports; requires licensees to suspend specified actions for after federally declared disaster.
Bill History
2/28/2023
Filed
House of Representatives
3/6/2023
Referred to Insurance & Banking Subcommittee
House of Representatives
3/6/2023
Referred to State Administration & Technology Appropriations Subcommittee
House of Representatives
3/6/2023
Referred to Commerce Committee
House of Representatives
3/6/2023
Now in Insurance & Banking Subcommittee
House of Representatives
3/7/2023
1st Reading (Original Filed Version)
House of Representatives
3/23/2023
Added to Insurance & Banking Subcommittee agenda
House of Representatives
3/27/2023
Favorable with CS by Insurance & Banking Subcommittee
House of Representatives
3/27/2023
Reported out of Insurance & Banking Subcommittee
House of Representatives
3/27/2023
Laid on Table under Rule 7.18(a)
House of Representatives
3/27/2023
CS Filed
House of Representatives
3/28/2023
1st Reading (Committee Substitute 1)
House of Representatives
3/28/2023
Referred to State Administration & Technology Appropriations Subcommittee
House of Representatives
3/28/2023
Referred to Commerce Committee
House of Representatives
3/28/2023
Now in State Administration & Technology Appropriations Subcommittee
House of Representatives
4/10/2023
Added to State Administration & Technology Appropriations Subcommittee agenda
House of Representatives
4/12/2023
Favorable by State Administration & Technology Appropriations Subcommittee
House of Representatives
4/12/2023
Reported out of State Administration & Technology Appropriations Subcommittee
House of Representatives
4/12/2023
Now in Commerce Committee
House of Representatives
4/13/2023
Added to Commerce Committee agenda
House of Representatives
4/18/2023
Favorable with CS by Commerce Committee
House of Representatives
4/19/2023
Reported out of Commerce Committee
House of Representatives
4/20/2023
Laid on Table under Rule 7.18(a)
House of Representatives
4/20/2023
CS Filed
House of Representatives
4/20/2023
1st Reading (Committee Substitute 2)
House of Representatives
4/21/2023
Bill referred to House Calendar
House of Representatives
4/21/2023
Added to Second Reading Calendar
House of Representatives
4/24/2023
Bill added to Special Order Calendar (4/27/2023)
House of Representatives
4/27/2023
Read 2nd time
House of Representatives
4/27/2023
Added to Third Reading Calendar
House of Representatives
4/27/2023
Read 3rd time
House of Representatives
4/27/2023
CS passed; YEAS 96, NAYS 18
House of Representatives
4/27/2023
In Messages
Senate
4/27/2023
Referred to Fiscal Policy
Senate
4/27/2023
Received
Senate
5/1/2023
Withdrawn from Fiscal Policy
Senate
5/1/2023
Placed on Calendar, on 2nd reading
Senate
5/1/2023
Substituted for CS/SB 580
Senate
5/1/2023
Read 2nd time
Senate
5/1/2023
Amendment(s) failed (157894)
Senate
5/1/2023
Read 3rd time
Senate
5/1/2023
CS passed; YEAS 22 NAYS 9
Senate
5/1/2023
In Messages
House of Representatives
5/1/2023
Ordered enrolled
House of Representatives
6/26/2023
Signed by Officers and presented to Governor
6/26/2023
Vetoed by Governor
Amendments
Senate Floor Amendment #157894
4/28/2023Not Adopted
Senate Floor Amendment #906926
4/28/2023Not Adopted
House Committee Amendment #568167
3/24/2023Not Adopted
Roll Call Votes
Senate: Third Reading RCS#31
5/1/2023
22
Yea
9
Nay
9
Not Voting
0
Absent
Result: PASSED
House: Third Reading RCS#313
4/27/2023
96
Yea
18
Nay
5
Not Voting
0
Absent
Result: PASSED
House Commerce Committee
4/17/2023
18
Yea
0
Nay
0
Not Voting
3
Absent
Result: PASSED
House State Administration & Technology Appropriations Subcommittee
4/12/2023
11
Yea
3
Nay
0
Not Voting
2
Absent
Result: PASSED
House Insurance & Banking Subcommittee
3/27/2023
14
Yea
0
Nay
0
Not Voting
4
Absent
Result: PASSED
Status Information
Current Status
Vetoed(6/26/2023)
Chamber
House of Representatives
Sine DiePrior Session
Sponsors
Republican: 1
Primary Sponsor
Juan Fernandez-Barquin
Republican