2025 Regular SessionFlorida Legislature

S0392: Requirements of Lenders of Money

Legislative Summary

Citing this act as the "Default Interest Transparency Act"; requiring lenders of money or the agents, officers, or other representatives of such lenders to provide a dated receipt under certain circumstances; requiring lenders of money or the agents, officers, or other representatives of such lenders to give a specified notice to the borrower and all obligors of the loan within a specified timeframe; requiring the assignor of a mortgage loan to provide, within a specified timeframe, a copy of the loan history statement to a borrower or obligor upon request, etc.

Demographic Impact

Overall analysis of equity impact

70% Positive
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

1/28/2025
Filed
Senate
2/10/2025
Referred to Banking and Insurance; Commerce and Tourism; Rules
Senate
3/4/2025
Introduced
Senate
5/3/2025
Indefinitely postponed and withdrawn from consideration
Senate

Status Information

Current Status
Introduced(1/28/2025)
Chamber
Senate

Sponsors

Republican: 1

Documents

Introduced
Bill Text1/28/202517.0 KB