2025 Regular Session • Florida Legislature
S0794: Mandatory Human Reviews of Insurance Claim Denials
Legislative Summary
Requiring that insurers' decisions to deny claims or any portion of a claim be made by qualified human professionals; prohibiting using algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; requiring insurers to include certain information in denial communications to claimants, etc.
Demographic Impact
Overall analysis of equity impact
90% Positive
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Bill History
2/18/2025
Filed
Senate
2/28/2025
Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
Senate
3/4/2025
Introduced
Senate
3/20/2025
On Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building
Senate
3/25/2025
CS by Banking and Insurance; YEAS 9 NAYS 0
Senate
3/26/2025
Pending reference review under Rule 4.7(2) - (Committee Substitute)
Senate
3/26/2025
Now in Appropriations Committee on Agriculture, Environment, and General Government
Senate
3/26/2025
CS by Banking and Insurance read 1st time
Senate
Amendments
Senate Committee Amendment #861188
3/25/2025Not Adopted
Roll Call Votes
Senate Banking and Insurance
3/25/2025
9
Yea
0
Nay
0
Not Voting
1
Absent
Result: PASSED
Status Information
Current Status
Introduced(2/18/2025)
Chamber
Senate
Committee
Appropriations Subcommittee on Agriculture, Environment, and General Government(Senate)
Sponsors
Republican: 1
Primary Sponsor
Jennifer Bradley
Republican