2025 Regular SessionFlorida Legislature

H1087: Property Insurance Claims

Legislative Summary

Establishes mandatory procedure for resolution of disputed insurance claims; removes alternative procedure for resolution of disputed insurance claims; requires insurers, at specified times, to notify policyholders of mandatory procedure; authorizes policyholder to file with Division of Administrative Hearing petition to resolve claims; requires administrative law judge to review petition & dismiss certain petitions; specifies that dismissal of petition or portion of petition is without prejudice & does not require hearing; specifies that homeowner's insurance policy insurer is primary insurer; provides such insurer with right to seek subrogation.

Demographic Impact

Overall analysis of equity impact

Neutral
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Bill History

2/25/2025
Filed
House of Representatives
3/4/2025
1st Reading (Original Filed Version)
House of Representatives
3/5/2025
Referred to Insurance & Banking Subcommittee
House of Representatives
3/5/2025
Referred to Civil Justice & Claims Subcommittee
House of Representatives
3/5/2025
Referred to Commerce Committee
House of Representatives
3/5/2025
Now in Insurance & Banking Subcommittee
House of Representatives

Status Information

Current Status
Introduced(2/25/2025)
Chamber
House of Representatives
Committee
Insurance And Banking Subcommittee(House of Representatives)

Sponsors

Republican: 1

Documents

Introduced
Bill Text2/25/2025188.6 KB