2025 Regular SessionFlorida Legislature

H1541: Property Insurance Policies

Legislative Summary

Specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing specified property insurance policies by including roof covering reimbursement schedules; provides requirements for roof covering reimbursement schedules; specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing specified property insurance policies by offering roof reimbursement on basis of replacement costs; specifies that certain provisions relating to homeowners' policies, offers of replacement cost coverage, & offers of law & ordinance coverage do not prohibit insurers from providing coverage on specified property insurance policies for roof that is limited to certain value; provides that stated value sublimit of coverage may not be applied to roof in certain circumstances.

Demographic Impact

Overall analysis of equity impact

60% Positive
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

2/28/2025
Filed
House of Representatives
3/4/2025
1st Reading (Original Filed Version)
House of Representatives
3/5/2025
Referred to Insurance & Banking Subcommittee
House of Representatives
3/5/2025
Referred to Commerce Committee
House of Representatives
3/5/2025
Now in Insurance & Banking Subcommittee
House of Representatives

Status Information

Current Status
Introduced(2/28/2025)
Chamber
House of Representatives
Committee
Insurance And Banking Subcommittee(House of Representatives)

Sponsors

Democrat: 1

Primary Sponsor

Lindsay Cross
Lindsay Cross
Democrat

Documents

Introduced
Bill Text2/28/2025155.4 KB