HB656: COVID-19 Credit Report Protection for Consumers Act; enact

Legislative Summary

A BILL to be entitled an Act to amend Title 10 of the Official Code of Georgia Annotated, relating to commerce and trade, so as to provide certain protections to consumers who have experienced financial hardship as a result of the coronavirus disease 2019 pandemic; to provide for definitions; to require credit consumer reporting agencies to place a COVID-19 alert along with or accompanying any consumer report or credit score provided by the consumer credit reporting agency in the file of that consumer indicating the consumer has been impacted by the COVID-19 pandemic; to provide for removal of such an alert; to provide procedures for placement and removal of a COVID-19 alert; to provide for enforcement and penalties; to provide a short title; to provide for an effective date; to repeal conflicting laws; and for other purposes.