2021-2022 Regular SessionGeorgia Legislature

HB891: Banking and finance; financial institutions; provide for numerous updates

Legislative Summary

A BILL to be entitled an Act to amend Chapter 1 of Title 7 of the O.C.G.A., relating to financial institutions, so as to provide for numerous updates; to amend Chapter 3 of Title 7 of the O.C.G.A., relating to installment loans, so as to include servicing of installment loans to the activity regulated under the chapter; to exempt from regulation certain government entities and certain retail and credit transactions; to change the per loan fee structure for such loans; to clarify that the department may issue cease and desist orders to persons that are not licensed; to amend Chapter 6A of Title 7 of the O.C.G.A., relating to the "Georgia Fair Lending Act," so as to update a citation to a federal regulation; to make conforming changes; to provide for definitions; to provide for related matters; to repeal conflicting laws; and for other purposes.

Demographic Impact

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Bill History

1/12/2022
House Hopper
House of Representatives
1/13/2022
House First Readers
House of Representatives
1/14/2022
House Second Readers
House of Representatives
2/2/2022
House Committee Favorably Reported
House of Representatives
2/7/2022
House Third Readers
House of Representatives
2/7/2022
House Passed/Adopted
House of Representatives
2/8/2022
Senate Read and Referred
Senate
2/22/2022
Senate Committee Favorably Reported
Senate
2/24/2022
Senate Read Second Time
Senate
3/16/2022
Senate Third Read
Senate
3/16/2022
Senate Passed/Adopted
Senate
4/6/2022
House Sent to Governor
House of Representatives
5/2/2022
House Date Signed by Governor
House of Representatives
5/2/2022
Act 748
5/2/2022
Effective Date 2022-07-01

Roll Call Votes

Passage: Senate Vote #678
3/16/2022
50
Yea
0
Nay
2
Not Voting
4
Absent
Result: PASSED
Passage: House Vote #488
2/7/2022
151
Yea
0
Nay
8
Not Voting
20
Absent
Result: PASSED

Status Information

Current Status
Passed(5/2/2022)
Chamber
House of Representatives
Sine DiePrior Session

Sponsors

Documents

Introduced
Bill Text1/1/1970120.6 KB
Enrolled
Bill Text1/1/1970120.8 KB