SB2639: INS CD-INFERTILITY COVERAGE

Legislative Summary

Reinserts the provisions of the introduced bill with the following changes. Provides that, for a group policy of accident and health insurance that provides pregnancy related benefits (rather than providing coverage for more than 25 employees that provides pregnancy-related benefits) that is issued, amended, delivered, or renewed in this State after January 1, 2026 (rather than the effective date of the amendatory Act), if a covered individual obtains, from a physician licensed to practice medicine in all its branches, a recommendation approving the covered individual to seek in vitro fertilization, gamete intrafallopian tube transfer, or zygote intrafallopian tube transfer based on any of the following: the covered individual's medical, sexual, and reproductive history; the covered individual's age; physical findings; or diagnostic testing, then the procedure shall be covered without any other restrictions or requirements. Amends the Counties Code, the Illinois Municipal Code, the School Code, the Limited Health Service Organization Act, the Voluntary Health Services Plans Act, and the Illinois Public Aid Code to require plans under those Acts to comply with provisions of the Illinois Insurance Code requiring coverage for the diagnosis and treatment of infertility. Adds a January 1, 2026 effective date.