2025-2026 Regular SessionIllinois Legislature

SB1392: DENTAL INSURANCE ASSIGNABILITY

Legislative Summary

Amends the Illinois Insurance Code. Provides that no provision of the Illinois Insurance Code, or any other law, prohibits assignability rights to an insured under any policy of dental insurance (in addition to accident and health insurance). Provides that if an enrollee or insured of an insurer, health maintenance organization, managed care plan, health care plan, preferred provider organization, dental service plan corporation, dental insurer, or third party administrator assigns a claim to a health care professional, or health care facility, a dental care provider, or a dental care facility, then payment shall be made directly to the health care professional, or health care facility, dental care provider, or dental care facility, including any required interest. Effective immediately.

Demographic Impact

Overall analysis of equity impact

70% Positive
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

1/29/2025
Filed with Secretary by Sen. Javier L. Cervantes
Senate
1/29/2025
First Reading
Senate
1/29/2025
Referred to Assignments
Senate
2/4/2025
Assigned to Insurance
Senate
2/19/2025
Do Pass Insurance; 010-000-000
Senate
2/19/2025
Placed on Calendar Order of 2nd Reading February 20, 2025
Senate
2/27/2025
Second Reading
Senate
2/27/2025
Placed on Calendar Order of 3rd Reading March 4, 2025
Senate
3/27/2025
Senate Floor Amendment No. 1 Filed with Secretary by Sen. Javier L. Cervantes
Senate
3/27/2025
Senate Floor Amendment No. 1 Referred to Assignments
Senate
4/1/2025
Senate Floor Amendment No. 1 Assignments Refers to Insurance
Senate
4/2/2025
Senate Floor Amendment No. 1 Recommend Do Adopt Insurance; 011-000-000
Senate
4/3/2025
Recalled to Second Reading
Senate
4/3/2025
Senate Floor Amendment No. 1 Adopted; Cervantes
Senate
4/3/2025
Placed on Calendar Order of 3rd Reading
Senate
4/4/2025
Third Reading - Passed; 050-000-000
Senate
4/4/2025
Arrived in House
House of Representatives
4/4/2025
Chief House Sponsor Rep. Rick Ryan
House of Representatives
4/7/2025
First Reading
House of Representatives
4/7/2025
Referred to Rules Committee
House of Representatives
4/14/2025
Added as Co-Sponsor Sen. Li Arellano, Jr.
Senate
4/17/2025
Assigned to Insurance Committee
House of Representatives

Amendments

Senate Amendment 001

Senate Amendment 001

3/27/2025Not Adopted

Roll Call Votes

Third Reading in Senate
4/4/2025
50
Yea
0
Nay
9
Not Voting
0
Absent
Result: PASSED

Status Information

Current Status
Engrossed(4/4/2025)
Chamber
House of Representatives
Committee
Insurance(House of Representatives)

Sponsors

Democrat: 2
Republican: 1

Documents

Engrossed
Bill Text4/4/202577.9 KB
Introduced
Bill Text1/29/202510.5 KB