2025 Regular SessionIndiana Legislature

HB1587: Insurance matters.

Legislative Summary

Insurance matters. Provides that the director of the state personnel department may make a determination to provide coverage under the state employee health plan for emergency medical services as part of a mobile integrated healthcare program. Provides that the requirement for a policy of accident and sickness insurance and a health maintenance organization contract to provide reimbursement for emergency medical services includes emergency medical services that are performed or provided as part of a mobile integrated healthcare program. Repeals a provision that requires the department of insurance to maintain an electronic system for the collection and storage of information concerning transactions involving residential property. Provides that the article regarding consumer data protection does not apply to any organization exempt from taxation under Section 501(c)(4) of the Internal Revenue Code that is: (1) established to detect or prevent insurance related crime or fraud; and (2) subject to a memorandum of understanding with a statewide law enforcement agency. Changes the deadline for the Indiana Public Employers' Plan, Inc., to apply to the insurance commissioner for a certificate of authority to transact business as a domestic tax exempt reciprocal insurance company from before December 31, 2026, to before December 31, 2030. Repeals the statute requiring carriers of health insurance plans to conduct annual public forums. Provides that provisions requiring a notice of material change apply to personal automobile or homeowner's policies that are issued, delivered, amended, or renewed after June 30, 2026. Amends the definition of "small employer" in the chapter regarding small employer group health insurance. Makes corresponding changes.

Demographic Impact

Overall analysis of equity impact

70% Positive
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Bill History

1/21/2025
Authored by Representative Carbaugh
House of Representatives
1/21/2025
First reading: referred to Committee on Insurance
House of Representatives
2/3/2025
Representative Baird added as coauthor
House of Representatives
2/4/2025
Representative Barrett added as coauthor
House of Representatives
2/4/2025
Committee report: amend do pass, adopted
House of Representatives
2/4/2025
Recommitted to Committee on Ways and Means pursuant to House Rule 126.3
House of Representatives
2/13/2025
Committee report: amend do pass, adopted
House of Representatives
2/17/2025
Second reading: ordered engrossed
House of Representatives
2/18/2025
Representative Shackleford added as coauthor
House of Representatives
2/18/2025
Third reading: passed; Roll Call 196: yeas 92, nays 0
House of Representatives
2/18/2025
Senate sponsor: Senator Gaskill
House of Representatives
2/19/2025
Referred to the Senate
House of Representatives
3/3/2025
First reading: referred to Committee on Insurance and Financial Institutions
Senate
3/27/2025
Committee report: amend do pass adopted; reassigned to Committee on Appropriations
Senate
3/27/2025
Senator Randolph added as cosponsor
Senate
3/31/2025
Senator Baldwin added as second sponsor
Senate
4/3/2025
Committee report: amend do pass, adopted
Senate
4/14/2025
Amendment #3 (Gaskill) prevailed; voice vote
Senate
4/14/2025
Second reading: amended, ordered engrossed
Senate
4/15/2025
Third reading: passed; Roll Call 445: yeas 47, nays 1
Senate
4/16/2025
Returned to the House with amendments
Senate
4/16/2025
Motion to dissent filed
House of Representatives
4/16/2025
House dissented from Senate amendments
House of Representatives
4/16/2025
House conferees appointed: Carbaugh and Shackleford
House of Representatives
4/16/2025
House advisors appointed: Mayfield, Ledbetter, Campbell and Dant Chesser
House of Representatives
4/17/2025
Senate conferees appointed: Gaskill and Randolph Lonnie M
Senate
4/17/2025
Senate advisors appointed: Qaddoura and Baldwin
Senate
4/23/2025
CCR # 1 filed in the House
House of Representatives
4/23/2025
CCR # 1 filed in the Senate
Senate
4/24/2025
Signed by the Speaker
House of Representatives
4/24/2025
Signed by the President Pro Tempore
Senate
4/24/2025
Rules Suspended. Conference Committee Report 1: adopted by the House; Roll Call 546: yeas 91, nays 0
House of Representatives
4/24/2025
Rules Suspended. Conference Committee Report 1: adopted by the Senate; Roll Call 519: yeas 50, nays 0
Senate

Amendments

Senate Amendment #3

Senate Amendment #3

4/14/2025Not Adopted

Senate Amendment #2

Senate Amendment #2

4/9/2025Not Adopted

Senate Amendment #1

Senate Amendment #1

4/8/2025Not Adopted

Senate Appropriations Amendment #13

Senate Appropriations Amendment #13

4/3/2025Not Adopted

Senate Insurance and Financial Institutions Amendment #9

Senate Insurance and Financial Institutions Amendment #9

3/26/2025Not Adopted

Senate Insurance and Financial Institutions Amendment #9

Senate Insurance and Financial Institutions Amendment #9

3/26/2025Not Adopted

Senate Insurance and Financial Institutions Amendment #10

Senate Insurance and Financial Institutions Amendment #10

3/26/2025Not Adopted

Senate Insurance and Financial Institutions Amendment #11

Senate Insurance and Financial Institutions Amendment #11

3/26/2025Not Adopted

Senate Insurance and Financial Institutions Amendment #10

Senate Insurance and Financial Institutions Amendment #10

3/26/2025Not Adopted

Senate Insurance and Financial Institutions Amendment #11

Senate Insurance and Financial Institutions Amendment #11

3/26/2025Not Adopted

Senate Insurance and Financial Institutions Amendment #8

Senate Insurance and Financial Institutions Amendment #8

3/26/2025Not Adopted

House Ways and Means Amendment #5

House Ways and Means Amendment #5

2/11/2025Not Adopted

House Ways and Means Amendment #7

House Ways and Means Amendment #7

2/11/2025Not Adopted

House Ways and Means Amendment #6

House Ways and Means Amendment #6

2/11/2025Not Adopted

House Ways and Means Amendment #7

House Ways and Means Amendment #7

2/11/2025Not Adopted

House Ways and Means Amendment #6

House Ways and Means Amendment #6

2/11/2025Not Adopted

House Insurance Amendment #4

House Insurance Amendment #4

2/4/2025Not Adopted

House Insurance Amendment #1

House Insurance Amendment #1

2/4/2025Not Adopted

House Insurance Amendment #2

House Insurance Amendment #2

2/4/2025Not Adopted

House Insurance Amendment #3

House Insurance Amendment #3

2/4/2025Not Adopted

House Insurance Amendment #4

House Insurance Amendment #4

2/4/2025Not Adopted

House Insurance Amendment #1

House Insurance Amendment #1

2/4/2025Not Adopted

House Insurance Amendment #2

House Insurance Amendment #2

2/4/2025Not Adopted

House Insurance Amendment #3

House Insurance Amendment #3

2/4/2025Not Adopted

Roll Call Votes

House - Rules Suspended. Conference Committee Report 1
4/24/2025
91
Yea
0
Nay
1
Not Voting
8
Absent
Result: PASSED
Senate - Rules Suspended. Conference Committee Report 1
4/24/2025
50
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
Senate - Third reading
4/15/2025
47
Yea
1
Nay
1
Not Voting
1
Absent
Result: PASSED
House - Third reading
2/18/2025
92
Yea
0
Nay
6
Not Voting
2
Absent
Result: PASSED

Status Information

Current Status
Enrolled(4/16/2025)
Chamber
Senate

Documents

Enrolled
Bill Text4/24/2025305.6 KB
Engrossed
Bill Text4/15/2025446.6 KB
Comm Sub
Bill Text4/3/2025435.8 KB
Comm Sub
Bill Text3/27/2025613.8 KB
Comm Sub
Bill Text2/13/2025298.6 KB
Comm Sub
Bill Text2/4/2025269.8 KB
Introduced
Bill Text1/15/2025288.9 KB
Fiscal Note
Fiscal Note4/24/202575.8 KB
Misc
Misc4/23/2025185.7 KB
Misc
Misc4/23/2025185.6 KB
Fiscal Note
Fiscal Note4/15/202571.1 KB
Fiscal Note
Fiscal Note4/15/202571.1 KB
Fiscal Note
Fiscal Note4/4/202571.0 KB
Misc
Misc4/3/202522.7 KB
Misc
Misc4/3/202553.4 KB
Fiscal Note
Fiscal Note3/28/202576.0 KB
Misc
Misc3/26/2025138.6 KB
Misc
Misc3/26/202523.9 KB
Fiscal Note
Fiscal Note2/18/202577.3 KB
Fiscal Note
Fiscal Note2/17/202577.3 KB
Fiscal Note
Fiscal Note2/13/202577.3 KB
Misc
Misc2/12/202562.7 KB
Misc
Misc2/11/202523.6 KB
Misc
Misc2/4/202523.0 KB
Fiscal Note
Fiscal Note2/4/202576.5 KB
Misc
Misc2/4/202571.0 KB
Fiscal Note
Fiscal Note1/15/202575.3 KB