2025 Regular SessionKentucky Legislature

HB195: AN ACT relating to tax incentives for first-time home buyers.

Legislative Summary

Create a new section of KRS Chapter 141 to define terms; establish a tax deduction for contributions made to an eligible savings account by a first-time home buyer and allow an exclusion from income for any interest earned from an eligible savings account of a first-time home buyer effective for taxable years beginning on or after January 1, 2026, but before January 1, 2036; require the Department of Revenue to report to the Legislative Research Commission and the Interim Joint Committee on Appropriations and Revenue; amend KRS 141.019 and 131.190 to conform.

Demographic Impact

Overall analysis of equity impact

70% Positive
High ConfidenceView detailed demographic breakdown ↓

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Bill History

1/10/2025
introduced in House
House of Representatives
1/10/2025
to Committee on Committees (H)
House of Representatives
2/4/2025
to Appropriations & Revenue (H)
House of Representatives