2025 Regular SessionKentucky Legislature

HB314: AN ACT relating to equality in access to financial services.

Legislative Summary

Create a new section of KRS Chapter 367 to define terms; prohibit financial institutions from discriminating in, or agreeing, conspiring, or coordinating to discriminate in, the provision of financial services by utilizing a social credit score; establish notice requirements when a financial institution refuses to provide, restricts, or terminates financial services; make violation an unfair, false, misleading, or deceptive trade practice in violation of KRS 367.170; establish remedies; authorize enforcement by the Attorney General; require construction in favor of broad protection of conduct, opinions, and beliefs protected by certain laws.

Demographic Impact

Overall analysis of equity impact

90% Positive
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Bill History

2/5/2025
introduced in House
House of Representatives
2/5/2025
to Committee on Committees (H)
House of Representatives
2/7/2025
to Banking & Insurance (H)
House of Representatives

Status Information

Current Status
Introduced(2/5/2025)
Chamber
House of Representatives
Committee
Banking and Insurance(House of Representatives)

Documents

Introduced
Bill Text1/1/197032.0 KB