2025 Regular SessionKentucky Legislature

SB123: AN ACT relating to insurance coverage of roofing materials.

Legislative Summary

Create a new section of Subtitle 12 of KRS Chapter 304 to require insurers to replace the roofing materials on the entire roof when uniformity of appearance cannot be achieved due to the age, condition, or discontinued manufacture of the existing roofing materials; prohibit the application of line of sight rules to exclude coverage for the replacement of roofing materials for any portion of the roof; provide that the Act applies to insurance policies, certificates, and contracts issued or renewed on or after the effective date of the Act.

Demographic Impact

Overall analysis of equity impact

70% Positive
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Bill History

2/11/2025
introduced in Senate
Senate
2/11/2025
to Committee on Committees (S)
Senate
2/13/2025
to Banking & Insurance (S)
Senate

Status Information

Current Status
Introduced(2/11/2025)
Chamber
Senate
Committee
Banking and Insurance(Senate)

Sponsors

Republican: 1

Documents

Introduced
Bill Text1/1/197017.8 KB
Local Mandate
Local Mandate1/1/19703.1 KB