2025 Regular Session • Kentucky Legislature
SB145: AN ACT relating to retail installment contracts.
Legislative Summary
Amend KRS 190.100 to authorize holders of retail installment contracts that utilize installment periods that are under 28 days to have a shorter waiting period prior to charging a delinquency and collection fee.
Demographic Impact
Overall analysis of equity impact
70% Bias
Medium ConfidenceView detailed demographic breakdown ↓Unlock Full Demographic Insights
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Bill History
2/12/2025
introduced in Senate
Senate
2/12/2025
to Committee on Committees (S)
Senate
2/14/2025
to Transportation (S)
Senate
2/19/2025
taken from Transportation (S)
Senate
2/19/2025
reassigned to Banking & Insurance (S)
Senate
2/25/2025
reported favorably, 1st reading, to Calendar with Committee Substitute (1)
Senate
2/26/2025
2nd reading, to Rules
Senate
2/26/2025
posted for passage in the Regular Orders of the Day for Thursday, February 27, 2025
Senate
2/27/2025
3rd reading, passed 34-0 with Committee Substitute (1)
Senate
2/28/2025
received in House
House of Representatives
2/28/2025
to Committee on Committees (H)
House of Representatives
3/7/2025
to Banking & Insurance (H)
House of Representatives
3/12/2025
reported favorably, 1st reading, to Calendar
House of Representatives
3/13/2025
2nd reading, to Rules
House of Representatives
3/14/2025
taken from Rules
House of Representatives
3/14/2025
placed in the Orders of the Day
House of Representatives
3/14/2025
3rd reading, passed 79-6
House of Representatives
3/14/2025
received in Senate
Senate
3/14/2025
enrolled, signed by President of the Senate
Senate
3/14/2025
enrolled, signed by Speaker of the House
Senate
3/14/2025
delivered to Governor
Senate
3/24/2025
signed by Governor (Acts Ch. 55)
Senate
Amendments
Senate Committee Substitute
Senate Committee Substitute 1
Not Adopted
Roll Call Votes
House: Third Reading RCS# 285
3/14/2025
79
Yea
6
Nay
0
Not Voting
15
Absent
Result: PASSED
Senate: Third Reading W/scs1 RSN# 3398
2/27/2025
34
Yea
0
Nay
0
Not Voting
4
Absent
Result: PASSED
Status Information
Current Status
Passed(3/24/2025)
Chamber
Senate
Sponsors
Republican: 1
Primary Sponsor
David Givens
Republican