2025 Regular SessionMaryland Legislature

SB614: Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)

Legislative Summary

Prohibiting a consumer reporting agency from including certain medical debt information in a consumer report; prohibiting a person from using medical debt information included in a consumer report when making a creditworthiness determination; prohibiting certain entities from disclosing medical debt to a consumer reporting agency; requiring certain entities to include a certain provision in contracts entered into with a collection entity regarding medical debt; etc.

Demographic Impact

Overall analysis of equity impact

70% Positive
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Bill History

1/28/2025
First Reading Finance
Senate
2/1/2025
Hearing 2/20 at 1:00 p.m.
Senate
4/4/2025
Favorable with Amendments Report by Finance
Senate
4/4/2025
Favorable with Amendments {803229/1 Adopted
Senate
4/4/2025
Second Reading Passed with Amendments
Senate
4/4/2025
Third Reading Passed (36-8)
Senate
4/5/2025
Referred Rules and Executive Nominations
House of Delegates

Amendments

Favorable with Amendments 803229/1 Adopted

Favorable with Amendments 803229/1 Adopted

4/4/2025Adopted

Roll Call Votes

Third Reading Passed
4/4/2025
36
Yea
8
Nay
2
Not Voting
1
Absent
Result: PASSED

Status Information

Current Status
Engrossed(4/4/2025)
Chamber
House of Delegates
Committee
Rules and Executive Nominations(House of Delegates)

Sponsors

Democrat: 1

Primary Sponsor

Clarence Lam
Clarence Lam
Democrat

Documents

Engrossed
Bill Text4/4/2025158.5 KB
Introduced
Bill Text1/28/2025103.3 KB
Vote Image
Vote Image1/1/197037.0 KB