2025 Regular SessionMaryland Legislature

HB1020: Consumer Protection - Credit Reporting - Medical Debt (Fair Medical Debt Reporting Act)

Legislative Summary

Prohibiting a consumer reporting agency from furnishing any consumer report containing certain adverse information relating to a consumer's medical debt, or any collection action against a consumer for medical debt, or maintain a file on a consumer related to medical debt or collections; prohibiting a person from using medical debt information from a consumer report for certain purposes; prohibiting a health care facility, a health care practitioner, or an ambulance service from disclosing medical debt to a consumer reporting agency; etc.

Demographic Impact

Overall analysis of equity impact

80% Positive
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Bill History

2/3/2025
First Reading Economic Matters
House of Delegates
2/4/2025
Hearing 2/18 at 1:00 p.m.
House of Delegates
3/3/2025
Favorable with Amendments Report by Economic Matters
House of Delegates
3/4/2025
Favorable with Amendments {763627/1 Adopted
House of Delegates
3/4/2025
Second Reading Passed with Amendments
House of Delegates
3/6/2025
Third Reading Passed (101-33)
House of Delegates
3/7/2025
Referred Finance
Senate
4/4/2025
Favorable with Amendments Report by Finance
Senate
4/4/2025
Favorable with Amendments {313123/1 Adopted
Senate
4/4/2025
Second Reading Passed with Amendments
Senate
4/4/2025
Third Reading Passed (40-3)
Senate
4/7/2025
House Concurs Senate Amendments
House of Delegates
4/7/2025
Third Reading Passed (102-37)
House of Delegates
4/7/2025
Passed Enrolled
House of Delegates
4/22/2025
Approved by the Governor - Chapter 121
House of Delegates

Amendments

Favorable with Amendments 313123/1 Adopted

Favorable with Amendments 313123/1 Adopted

4/4/2025Adopted

Favorable with Amendments 763627/1 Adopted

Favorable with Amendments 763627/1 Adopted

3/4/2025Adopted

Roll Call Votes

Third Reading Passed
4/7/2025
102
Yea
37
Nay
1
Not Voting
1
Absent
Result: PASSED
Third Reading Passed
3/6/2025
101
Yea
33
Nay
4
Not Voting
3
Absent
Result: PASSED

Status Information

Current Status
Passed(4/22/2025)
Chamber
House of Delegates

Sponsors

Democrat: 1

Documents

Chaptered
Bill Text4/24/2025160.3 KB
Enrolled
Bill Text4/9/2025196.7 KB
Engrossed
Bill Text3/4/2025157.6 KB
Introduced
Bill Text2/4/2025107.9 KB
Vote Image
Vote Image1/1/197038.9 KB
Vote Image
Vote Image1/1/197037.0 KB