2025-2026 Regular Session • New York Legislature
A03038
Legislative Summary
Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
Demographic Impact
Overall analysis of equity impact
90% Positive
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Bill History
1/23/2025
referred to consumer affairs and protection
Assembly
3/13/2025
amend and recommit to consumer affairs and protection
Assembly
3/13/2025
print number 3038a
Assembly
3/25/2025
reported referred to codes
Assembly
Roll Call Votes
Assembly Consumer Affairs And Protection Committee: Favorable refer to committee Codes
3/25/2025
10
Yea
5
Nay
0
Not Voting
1
Absent
Result: PASSED
Status Information
Current Status
Introduced(1/23/2025)
Chamber
Assembly
Committee
Codes(Assembly)
