2025-2026 Regular Session • New York Legislature
A03038
Legislative Summary
Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
Demographic Impact
Overall analysis of equity impact
80% Positive
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Bill History
1/23/2025
referred to consumer affairs and protection
Assembly
3/13/2025
amend and recommit to consumer affairs and protection
Assembly
3/13/2025
print number 3038a
Assembly
3/25/2025
reported referred to codes
Assembly
5/21/2025
amend and recommit to codes
Assembly
5/21/2025
print number 3038b
Assembly
5/28/2025
reported referred to rules
Assembly
5/29/2025
reported
Assembly
5/29/2025
rules report cal.305
Assembly
5/29/2025
ordered to third reading rules cal.305
Assembly
Roll Call Votes
Assembly Rules Committee: Favorable
5/29/2025
18
Yea
9
Nay
0
Not Voting
4
Absent
Result: PASSED
Assembly Codes Committee: Favorable refer to committee Rules
5/28/2025
15
Yea
6
Nay
0
Not Voting
1
Absent
Result: PASSED
Assembly Consumer Affairs And Protection Committee: Favorable refer to committee Codes
3/25/2025
10
Yea
5
Nay
0
Not Voting
1
Absent
Result: PASSED
Status Information
Current Status
Introduced(1/23/2025)
Chamber
Assembly
Sponsors
Democrat: 17
Primary Sponsor

Linda Rosenthal
Democrat
Co-Sponsors (16)
Maritza Davila
Democrat
Anna Kelles
Democrat
Latrice Walker
Democrat
Maryjane Shimsky
Democrat
Karines Reyes
Democrat
Christopher Burdick
Democrat
Phillip Steck
Democrat
Amy Paulin
Democrat
Steven Otis
Democrat
Andrew Hevesi
Democrat
Alfred Taylor
Democrat
Kalman Yeger
Democrat
Jessica Gonzalez-Rojas
Democrat
Dana Levenberg
Democrat
Rebecca Seawright
Democrat
George Alvarez
Democrat