2025-2026 Regular Session • Pennsylvania Legislature
HB1103: In mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals.
Legislative Summary
An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals.
Demographic Impact
Overall analysis of equity impact
70% Positive
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Bill History
4/2/2025
Referred to COMMERCE
House of Representatives
4/8/2025
Reported as committed
House of Representatives
4/8/2025
First consideration
House of Representatives
4/8/2025
Laid on the table
House of Representatives
5/6/2025
Removed from table
House of Representatives
5/7/2025
Second consideration, with amendments
House of Representatives
5/7/2025
Re-committed to APPROPRIATIONS
House of Representatives
5/12/2025
Re-reported as committed
House of Representatives
5/12/2025
Third consideration and final passage (203-0)
House of Representatives
5/12/2025
In the Senate
Senate
5/22/2025
Referred to BANKING AND INSURANCE
Senate
Amendments
House Amendment A00482 (PN 1224)
House Amendment A00482 (PN 1224)
Not Adopted
Roll Call Votes
House Floor: HB 1103 PN 1658, FINAL PASSAGE
5/12/2025
203
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
House Appropriations: Re-report Bill As Committed
5/12/2025
37
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
House Appropriations: Re-report Bill As Committed
5/12/2025
37
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
House Floor: HB 1103 PN 1224, 2025 A482
5/7/2025
203
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
House Commerce: Report Bill As Committed
4/8/2025
26
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
Status Information
Current Status
Engrossed(5/12/2025)
Chamber
Senate
Committee
Banking & Insurance(Senate)
Sponsors
Democrat: 21
Republican: 1
Primary Sponsor
Morgan Cephas
Democrat
Co-Sponsors (21)
Tim Twardzik
Republican
Carol Hill-Evans
Democrat
Lindsay Powell
Democrat
Manuel Guzman
Democrat
Benjamin Waxman
Democrat
Ben Sanchez
Democrat
Ed Neilson
Democrat
Joe McAndrew
Democrat
Jose Giral
Democrat
Johanny Cepeda-Freytiz
Democrat
Liz Hanbidge
Democrat
La'Tasha Mayes
Democrat
Melissa Cerrato
Democrat
Perry Warren
Democrat
Darisha Parker
Democrat
Joseph Ciresi
Democrat
Keith Harris
Democrat
Jacklyn Rusnock
Democrat
Malcolm Kenyatta
Democrat
David Madsen
Democrat
Joseph Webster
Democrat