2025-2026 Regular Session • Pennsylvania Legislature
HB1103: In mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals.
Legislative Summary
An Act amending Title 7 (Banks and Banking) of the Pennsylvania Consolidated Statutes, in mortgage loan industry licensing and consumer protection, further providing for definitions and for powers conferred on certain licensees engaged in the mortgage loan business; and making repeals.
Demographic Impact
Overall analysis of equity impact
70% Positive
Medium ConfidenceView detailed demographic breakdown ↓Unlock Full Demographic Insights
Go beyond the overall score.
Gain a deeper understanding of this bill's potential impact across diverse communities, including detailed breakdowns by category and subgroup. Access to this granular analysis helps ensure equitable outcomes.
Enable full analysis features for your organization.
Contact Sales to Learn MoreOr email us directly at sales@legiequity.us.
Bill History
4/2/2025
Referred to COMMERCE
House of Representatives
4/8/2025
Reported as committed
House of Representatives
4/8/2025
First consideration
House of Representatives
4/8/2025
Laid on the table
House of Representatives
Roll Call Votes
House Commerce: Report Bill As Committed
4/8/2025
26
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
Status Information
Current Status
Introduced(4/2/2025)
Chamber
House of Representatives
Sponsors
Democrat: 15
Republican: 1
Primary Sponsor

Morgan Cephas
Democrat
Co-Sponsors (15)
Tim Twardzik
Republican
Carol Hill-Evans
Democrat
Lindsay Powell
Democrat
Manuel Guzman
Democrat
Benjamin Waxman
Democrat
Ben Sanchez
Democrat
Ed Neilson
Democrat
Joe McAndrew
Democrat
Jose Giral
Democrat
Johanny Cepeda-Freytiz
Democrat
Liz Hanbidge
Democrat
La'Tasha Mayes
Democrat
Melissa Cerrato
Democrat
Perry Warren
Democrat
Darisha Parker
Democrat