2025 Regular SessionRhode Island Legislature

S0084: Prohibits casualty insurers from assessing any premium surcharge or penalty against an insured solely for inquiring about the terms of the insured's policy.

Legislative Summary

INSURANCE -- CASUALTY INSURANCE RATING - Prohibits casualty insurers from assessing any premium surcharge or penalty against an insured solely for inquiring about the terms of the insured's policy.

Demographic Impact

Overall analysis of equity impact

80% Positive
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Bill History

1/31/2025
Introduced, referred to Senate Commerce
Senate
3/14/2025
Scheduled for hearing and/or consideration (03/18/2025)
Senate
3/18/2025
Committee recommended measure be held for further study
Senate
4/18/2025
Scheduled for consideration
Senate
4/21/2025
Meeting postponed (04/22/2025)
Senate
4/29/2025
Scheduled for consideration (05/01/2025)
Senate
4/30/2025
Proposed Substitute
Senate
5/1/2025
Committee recommends passage of Sub A
Senate
5/1/2025
Placed on Senate Calendar (05/13/2025)
Senate
5/13/2025
Senate passed Sub A as amended (floor amendment)
Senate
5/14/2025
Referred to House Corporations
House of Representatives

Roll Call Votes

Approval Of Amendment
5/13/2025
33
Yea
0
Nay
5
Not Voting
0
Absent
Result: PASSED
Passage As Amended
5/13/2025
34
Yea
0
Nay
4
Not Voting
0
Absent
Result: PASSED

Status Information

Current Status
Engrossed(5/13/2025)
Chamber
House of Representatives
Committee
Corporations(House of Representatives)

Documents

Amended
Bill Text5/13/2025123.7 KB
Comm Sub
Bill Text5/1/2025122.8 KB
Introduced
Bill Text1/31/2025122.5 KB