2025-2026 Regular SessionSouth Carolina Legislature

S0379: Payday Loans

Legislative Summary

Prohibit New Deferred Presentment Licenses From Being Issued; To Provide That New Deferred Presentment Loans And Loan Renewals May Not Be Made After June 30, 2025; To Provide That Outstanding Loans After June 30, 2025 May Be Serviced Under A Payment Plan; To Provide That Existing Deferred-presentment Licensees May Transition Within The Nationwide Multistate Licensing System Without Cost From Being Licensed As A Deferred Presentment Provider To Being Licensed As A Supervised Lender For The Remainder Of The Existing Licensing Period; And To Repeal Chapter 39 Of Title 34.

Demographic Impact

Overall analysis of equity impact

60% Positive
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

2/25/2025
Introduced and read first time
Senate
2/25/2025
Referred to Committee on Banking and Insurance
Senate

Status Information

Current Status
Introduced(2/25/2025)
Chamber
Senate
Committee
Banking and Insurance(Senate)

Sponsors

Republican: 1

Documents

Introduced
Bill Text2/25/20258.2 KB