2025-2026 Regular SessionTennessee Legislature

HB0743: AN ACT to amend Tennessee Code Annotated, Title 47, Chapter 18, relative to debt resolution services.

Legislative Summary

As introduced, increases, from seven days to seven business days, the time that the commissioner has after denying an application for initial registration as a debt-management services provider to inform an applicant for initial registration of the reasons for denial of the application. - Amends TCA Title 47, Chapter 18.

Demographic Impact

Overall analysis of equity impact

60% Positive
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

2/3/2025
Filed for introduction
House of Representatives
2/5/2025
Intro., P1C.
House of Representatives
2/6/2025
P2C, caption bill, held on desk - pending amdt.
House of Representatives
3/12/2025
Ref. to Commerce Committee
House of Representatives
3/12/2025
Assigned to s/c Banking & Consumer Affairs Subcommittee
House of Representatives
3/12/2025
Placed on s/c cal Banking & Consumer Affairs Subcommittee for 3/19/2025
House of Representatives
3/19/2025
Rec for pass if am by s/c ref. to Commerce Committee
House of Representatives
3/19/2025
Placed on cal. Commerce Committee for 3/26/2025
House of Representatives
3/26/2025
Sponsor(s) Added.
House of Representatives
3/26/2025
Rec. for pass. if am., ref. to Calendar & Rules Committee
House of Representatives
3/26/2025
Placed on cal. Calendar & Rules Committee for 3/27/2025
House of Representatives
3/27/2025
H. Placed on Regular Calendar for 3/31/2025
House of Representatives
3/31/2025
H. adopted am. (Amendment 1 - HA0187)
House of Representatives
3/31/2025
H. adopted am. (Amendment 2 - HA0188)
House of Representatives
3/31/2025
Passed H., as am., Ayes 93, Nays 0, PNV 1
House of Representatives
4/1/2025
Engrossed; ready for transmission to Sen.
House of Representatives
4/3/2025
Received from House, Passed on First Consideration
Senate
4/10/2025
Senate substituted House Bill for companion Senate Bill.
Senate
4/10/2025
Amendment withdrawn. (Amendment 1 - SA0232)
Senate
4/10/2025
Passed Senate, Ayes 31, Nays 1
Senate
4/11/2025
Enrolled; ready for sig. of H. Speaker.
House of Representatives
4/14/2025
Signed by H. Speaker
House of Representatives
4/15/2025
Signed by Senate Speaker
Senate
4/16/2025
Transmitted to Governor for his action.
House of Representatives
4/24/2025
Signed by Governor.

Amendments

HA0187

Amendment 1-0 to HB0743

3/26/2025Not Adopted

HA0188

Amendment 2-0 to HB0743

3/26/2025Not Adopted

Roll Call Votes

FLOOR VOTE: Third Consideration
4/10/2025
31
Yea
1
Nay
0
Not Voting
0
Absent
Result: PASSED
FLOOR VOTE: REGULAR CALENDAR AS AMENDED PASSAGE ON THIRD CONSIDERATION
3/31/2025
93
Yea
0
Nay
1
Not Voting
0
Absent
Result: PASSED
HOUSE COMMERCE COMMITTEE: Rec. for pass. if am., ref. to Calendar & Rules Committee
3/26/2025
22
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
HOUSE BANKING AND CONSUMER AFFAIRS SUBCOMMITTEE: Rec for pass if am by s/c ref. to Commerce Committee
3/19/2025
7
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED

Status Information

Current Status
Passed(4/24/2025)
Chamber
House of Representatives

Sponsors

Republican: 2

Documents

Draft
Bill Text2/5/20257.5 KB
Draft
Bill Text2/3/20257.4 KB
Fiscal Note/Analysis
Fiscal Note/Analysis3/18/2025151.1 KB
Fiscal Note/Analysis
Fiscal Note/Analysis3/16/2025148.0 KB
Fiscal Note
Fiscal Note2/7/2025112.5 KB