2025-2026 Regular SessionTennessee Legislature

SB0727: AN ACT to amend Tennessee Code Annotated, Title 35, relative to foreclosure notices.

Legislative Summary

As introduced, increases, from 10 business days to 12 business days, the time prior to the date of sale of land to foreclose a deed of trust, mortgage, or other lien securing the payment of money or other thing of value that a substitute trustee has to send notice to the debtor, a co-debtor, and any other interested party, with the substitute trustee's name and address, if the name of the substitute trustee was not included in the first publication advertising the sale. - Amends TCA Title 35.

Demographic Impact

Overall analysis of equity impact

60% Positive
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

2/4/2025
Filed for introduction
Senate
2/10/2025
Introduced, Passed on First Consideration
Senate
2/12/2025
Passed on Second Consideration, refer to Senate Commerce and Labor Committee
Senate
3/5/2025
Placed on Senate Commerce and Labor Committee calendar for 3/11/2025
Senate
3/11/2025
Action deferred in Senate Commerce and Labor Committee to 3/18/2025
Senate
3/11/2025
Placed on Senate Commerce and Labor Committee calendar for 3/18/2025
Senate
3/13/2025
Placed on Senate Commerce and Labor Committee calendar for 3/18/2025
Senate
3/18/2025
Recommended for passage with amendment/s, refer to Senate Judiciary Committee Ayes 5, Nays 3 PNV 0
Senate
3/26/2025
Placed on Senate Judiciary Committee calendar for 3/31/2025
Senate
3/31/2025
Action deferred in Senate Judiciary Committee to 4/1/2025
Senate
3/31/2025
Placed on Senate Judiciary Committee calendar for 4/1/2025
Senate
4/1/2025
Action deferred in Senate Judiciary Committee to 4/2/2025
Senate
4/1/2025
Placed on Senate Judiciary Committee calendar for 4/2/2025
Senate
4/2/2025
Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 5, Nays 4 PNV 0
Senate
4/8/2025
Placed on Senate Regular Calendar for 4/10/2025
Senate
4/10/2025
Senate Reset on calendar for 4/17/2025
Senate
4/15/2025
Placed on Senate Regular Calendar for 4/17/2025
Senate
4/17/2025
Companion House Bill substituted
Senate
5/27/2025
Comp. became Pub. Ch. 515

Amendments

SA0350

Amendment 2-0 to SB0727

4/3/2025Not Adopted

SA0184

Amendment 1-0 to SB0727

3/20/2025Not Adopted

Roll Call Votes

SENATE JUDICIARY COMMITTEE: Recommended for passage with amendment/s, refer to Senate Calendar Committee Ayes 5, Nays 4 PNV 0
4/2/2025
5
Yea
4
Nay
0
Not Voting
0
Absent
Result: PASSED
SENATE COMMERCE AND LABOR COMMITTEE: Recommended for passage with amendment/s, refer to Senate Judiciary Committee Ayes 5, Nays 3 PNV 0
3/18/2025
5
Yea
3
Nay
0
Not Voting
0
Absent
Result: PASSED

Status Information

Current Status
Passed(5/27/2025)
Chamber
Senate

Sponsors

Republican: 1

Primary Sponsor

Adam Lowe
Adam Lowe
Republican

Documents

Chaptered
Bill Text5/22/2025166.2 KB
Draft
Bill Text2/5/20257.4 KB
Draft
Bill Text2/4/20257.4 KB
Fiscal Note/Analysis
Fiscal Note/Analysis4/1/2025126.1 KB
Fiscal Note/Analysis
Fiscal Note/Analysis3/14/2025117.9 KB
Fiscal Note
Fiscal Note2/22/2025113.7 KB