2025-2026 Regular SessionTennessee Legislature

HB1045: AN ACT to amend Tennessee Code Annotated, Title 56, relative to creditor claims to insurance proceeds.

Legislative Summary

As enacted, clarifies that the exemption from claims of creditors for the net amount payable under a policy of life insurance or under an annuity contract upon the life of a person made for the benefit of, or assigned to, the spouse, children, or dependent relatives of the person includes claims through execution, attachment, seizure, and garnishment, and that use of exempt funds does not change the classification of the funds used from exempt to nonexempt. - Amends TCA Title 56.

Demographic Impact

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Bill History

2/5/2025
Filed for introduction
House of Representatives
2/6/2025
Intro., P1C.
House of Representatives
2/10/2025
P2C, ref. to Insurance Committee
House of Representatives
2/11/2025
Assigned to s/c Insurance Subcommittee
House of Representatives
2/26/2025
Placed on s/c cal Insurance Subcommittee for 3/5/2025
House of Representatives
3/5/2025
Rec. for pass by s/c ref. to Insurance Committee
House of Representatives
3/5/2025
Placed on cal. Insurance Committee for 3/12/2025
House of Representatives
3/12/2025
Rec. for pass; ref to Calendar & Rules Committee
House of Representatives
3/19/2025
Placed on cal. Calendar & Rules Committee for 3/20/2025
House of Representatives
3/20/2025
H. Placed on Consent Calendar for 3/24/2025
House of Representatives
3/24/2025
Passed H., Ayes 96, Nays 0, PNV 0
House of Representatives
3/24/2025
Engrossed; ready for transmission to Sen.
House of Representatives
3/24/2025
Received from House, Passed on First Consideration
Senate
3/24/2025
Senate substituted House Bill for companion Senate Bill.
Senate
3/24/2025
Passed Senate, Ayes 32, Nays 0
Senate
3/25/2025
Enrolled; ready for sig. of H. Speaker.
House of Representatives
3/26/2025
Signed by H. Speaker
House of Representatives
3/26/2025
Signed by Senate Speaker
Senate
3/27/2025
Transmitted to Governor for his action.
House of Representatives
4/3/2025
Signed by Governor.
4/4/2025
Pub. Ch. 150
4/4/2025
Effective date(s) 07/01/2025

Roll Call Votes

FLOOR VOTE: CONSENT CALENDAR PASSAGE ON THIRD CONSIDERATION
3/24/2025
96
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
HOUSE INSURANCE COMMITTEE: Rec. for pass; ref to Calendar & Rules Committee
3/12/2025
17
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
INSURANCE SUBCOMMITTEE: Rec. for pass by s/c ref. to Insurance Committee
3/5/2025
5
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED

Status Information

Current Status
Passed(4/4/2025)
Chamber
House of Representatives

Sponsors

Democrat: 1

Primary Sponsor

Johnny Shaw
Johnny Shaw
Democrat

Documents

Chaptered
Bill Text4/4/2025115.9 KB
Draft
Bill Text2/5/202564.8 KB
Draft
Bill Text2/5/202564.6 KB
Fiscal Note
Fiscal Note2/26/2025114.5 KB