2023-2024 Regular Session • US Congress Legislature
HB3564: Middle Class Borrower Protection Act of 2023
Legislative Summary
To cancel recent changes made by the Federal Housing Finance Agency to the up-front loan level pricing adjustments charged by Fannie Mae and Freddie Mac for guarantee of single-family mortgages, and for other purposes.
Bill History
5/22/2023
Introduced in House
House of Representatives
5/22/2023
Referred to the House Committee on Financial Services.
House of Representatives
5/24/2023
Committee Consideration and Mark-up Session Held
House of Representatives
5/24/2023
Ordered to be Reported in the Nature of a Substitute (Amended) by the Yeas and Nays: 26 - 22.
House of Representatives
6/7/2023
Reported (Amended) by the Committee on Financial Services. H. Rept. 118-103.
House of Representatives
6/7/2023
Placed on the Union Calendar, Calendar No. 79.
House of Representatives
6/20/2023
Rules Committee Resolution H. Res. 524 Reported to House. Rule provides for consideration of H.R. 3564, H.R. 3799 and H. Res. 461. The resolution provides for consideration of H.R. 3564 under a structured rule with one hour of general debate; H.R. 3799 under a structured rule with eighty minutes of general debate; and H.Res. 461, under a closed rule with one hour of general debate. The resolution provides for a motion to recommit on H.R. 3564 and H.R. 3799.
House of Representatives
6/23/2023
Considered under the provisions of rule H. Res. 524. (consideration: CR H3115-3128; text: CR H3120)
House of Representatives
6/23/2023
Rule provides for consideration of H.R. 3564, H.R. 3799 and H. Res. 461. The resolution provides for consideration of H.R. 3564 under a structured rule with one hour of general debate; H.R. 3799 under a structured rule with eighty minutes of general debate; and H.Res. 461, under a closed rule with one hour of general debate. The resolution provides for a motion to recommit on H.R. 3564 and H.R. 3799.
House of Representatives
6/23/2023
The Speaker designated the Honorable Dan Newhouse to act as Chairman of the Committee.
House of Representatives
6/23/2023
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 524 and Rule XVIII.
House of Representatives
6/23/2023
GENERAL DEBATE - The Committee of the Whole proceeded with one hour of general debate on H.R. 3564.
House of Representatives
6/23/2023
H.Amdt.211 Amendment (A001) offered by Mrs. Boebert. (consideration: CR H3120-3123; text: CR H3121)
House of Representatives
6/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Boebert amendment No. 1.
House of Representatives
6/23/2023
H.Amdt.211 On agreeing to the Boebert amendment (A001) Agreed to by voice vote.
House of Representatives
6/23/2023
H.Amdt.212 Amendment (A002) offered by Ms. Lee (NV). (consideration: CR H3123-3124; text: CR H3124)
House of Representatives
6/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Lee (NV) amendment No. 2.
House of Representatives
6/23/2023
H.Amdt.212 On agreeing to the Lee (NV) amendment (A002) Agreed to by voice vote.
House of Representatives
6/23/2023
H.Amdt.213 Amendment (A003) offered by Ms. Lee (NV). (consideration: CR H3124-3125; text: CR H3124)
House of Representatives
6/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Lee (NV) amendment No. 3.
House of Representatives
6/23/2023
H.Amdt.213 On agreeing to the Lee (NV) amendment (A003) Agreed to by voice vote.
House of Representatives
6/23/2023
H.Amdt.214 Amendment (A004) offered by Ms. Pettersen. (consideration: CR H3125-3126; text: CR H3125)
House of Representatives
6/23/2023
DEBATE - Pursuant to the provisions of H. Res. 524, the Committee of the Whole proceeded with 10 minutes of debate on the Pettersen amendment No. 4.
House of Representatives
6/23/2023
H.Amdt.214 On agreeing to the Pettersen amendment (A004) Failed by recorded vote: 204 - 216 (Roll no. 287).
House of Representatives
6/23/2023
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 3564.
House of Representatives
6/23/2023
The previous question was ordered pursuant to the rule.
House of Representatives
6/23/2023
The House adopted the amendments en gross as agreed to by the Committee of the Whole House on the state of the Union.
House of Representatives
6/23/2023
Mr. Cleaver moved to recommit to the Committee on Financial Services. (text: CR H3127)
House of Representatives
6/23/2023
The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
House of Representatives
6/23/2023
On motion to recommit Failed by the Yeas and Nays: 197 - 214 (Roll no. 288).
House of Representatives
6/23/2023
On passage Passed by the Yeas and Nays: 230 - 189 (Roll no. 289).
House of Representatives
6/23/2023
Motion to reconsider laid on the table Agreed to without objection.
House of Representatives
7/10/2023
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Senate
Roll Call Votes
On Agreeing to the Amendment RC# 287
6/23/2023
204
Yea
216
Nay
0
Not Voting
19
Absent
Result: FAILED
On Motion to Recommit RC# 288
6/23/2023
197
Yea
214
Nay
0
Not Voting
22
Absent
Result: FAILED
On Passage RC# 289
6/23/2023
230
Yea
189
Nay
0
Not Voting
14
Absent
Result: PASSED
Status Information
Current Status
Engrossed(7/10/2023)
Chamber
Senate
Committee
Banking, Housing, And Urban Affairs(Senate)