2025-2026 Regular Session • US Congress Legislature
SB401: Fair Access to Banking Act
Legislative Summary
A bill to amend the Federal Reserve Act to prohibit certain financial service providers who deny fair access to financial services from using taxpayer funded discount window lending programs, and for other purposes.
Demographic Impact
Overall analysis of equity impact
70% Bias
Low ConfidenceView detailed demographic breakdown ↓Unlock Full Demographic Insights
Go beyond the overall score.
Gain a deeper understanding of this bill's potential impact across diverse communities, including detailed breakdowns by category and subgroup. Access to this granular analysis helps ensure equitable outcomes.
Enable full analysis features for your organization.
Contact Sales to Learn MoreOr email us directly at sales@legiequity.us.
Bill History
2/4/2025
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Senate
Status Information
Current Status
Introduced(2/4/2025)
Chamber
Senate
Committee
Banking, Housing, And Urban Affairs(Senate)
Sponsors
Republican: 44
Primary Sponsor

Kevin Cramer
Republican
Co-Sponsors (43)
Jim Banks
Republican
John Barrasso
Republican
Marsha Blackburn
Republican
John Boozman
Republican
Katie Boyd Britt
Republican
Ted Budd
Republican
Shelley Capito
Republican
Bill Cassidy
Republican
John Cornyn
Republican
Tom Cotton
Republican
Mike Crapo
Republican
Ted Cruz
Republican
John Curtis
Republican
Steve Daines
Republican
Joni Ernst
Republican
Deb Fischer
Republican
Lindsey Graham
Republican
Bill Hagerty
Republican
John Hoeven
Republican
Cindy Hyde-Smith
Republican
Ron Johnson
Republican
James Justice
Republican
John Kennedy
Republican
James Lankford
Republican
Cynthia Lummis
Republican
Roger Marshall
Republican
David McCormick
Republican
Jerry Moran
Republican
Bernie Moreno
Republican
Markwayne Mullin
Republican
Pete Ricketts
Republican
James Risch
Republican
Eric Schmitt
Republican
Rick Scott
Republican
Tim Scott
Republican
Tim Sheehy
Republican
Dan Sullivan
Republican
Thom Tillis
Republican
Tommy Tuberville
Republican
Roger Wicker
Republican
Ashley Moody
Republican
Jon Husted
Republican
Josh Hawley
Republican