2025-2026 Regular Session • US Congress Legislature
HB4544: American Access to Banking Act
Legislative Summary
To direct certain Federal banking and credit union agencies to promote the formation of de novo regulated institutions through the review of application processes, the review of capital raising by de novo regulated institutions, and the establishment of various outreach programs, and for other purposes.
Bill History
7/17/2025
Introduced in House
House of Representatives
7/17/2025
Referred to the House Committee on Financial Services.
House of Representatives
7/22/2025
Committee Consideration and Mark-up Session Held
House of Representatives
7/23/2025
Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 49 - 0.
House of Representatives
9/8/2025
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-253.
House of Representatives
9/8/2025
Placed on the Union Calendar, Calendar No. 210.
House of Representatives
Status Information
Current Status
Introduced(7/17/2025)
Chamber
House of Representatives
Sponsors
Democrat: 1
Primary Sponsor
Maxine Waters
Democrat