2023 Regular SessionVirginia Legislature

HB1544: Virginia Credit Services Businesses Act; definitions, credit reports.

Legislative Summary

Virginia Credit Services Businesses Act; definitions; credit reports. Amends the definitions of "consumer reporting agency" and "credit services business" as they are used in the Virginia Credit Services Businesses Act and requires that the information statement provided to a consumer by a credit services business under the Act include a complete and accurate statement of a customer's right to receive a free copy of the consumer's credit report annually from each of the three nationwide consumer reporting agencies. The bill contains technical amendments.

Demographic Impact

Overall analysis of equity impact

70% Positive
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

1/5/2023
Prefiled and ordered printed; offered 01/11/23 23101765D
House of Delegates
1/5/2023
Referred to Committee on Commerce and Energy
House of Delegates
1/12/2023
Reported from Commerce and Energy (22-Y 0-N)
House of Delegates
1/16/2023
Read first time
House of Delegates
1/17/2023
Read second time and engrossed
House of Delegates
1/18/2023
Read third time and passed House BLOCK VOTE (97-Y 0-N)
House of Delegates
1/18/2023
BLOCK VOTE: (97-Y 0-N)
House of Delegates
1/19/2023
Constitutional reading dispensed
Senate
1/19/2023
Referred to Committee on Commerce and Labor
Senate
2/13/2023
Reported from Commerce and Labor (15-Y 0-N)
Senate
2/15/2023
Constitutional reading dispensed (40-Y 0-N)
Senate
2/16/2023
Read third time
Senate
2/16/2023
Passed Senate (40-Y 0-N)
Senate
2/21/2023
Enrolled
House of Delegates
2/21/2023
Bill text as passed House and Senate (HB1544ER)
House of Delegates
2/21/2023
Signed by Speaker
House of Delegates
2/23/2023
Signed by President
Senate
3/2/2023
Enrolled Bill communicated to Governor on March 2, 2023
House of Delegates
3/2/2023
Governor: Governor's Action Deadline 11:59 p.m., March 27, 2023
3/21/2023
Governor: Approved by Governor-Chapter 110 (effective 7/1/23)
3/21/2023
Governor: Acts of Assembly Chapter text (CHAP0110)

Roll Call Votes

Senate: Passed Senate (40-Y 0-N)
2/16/2023
40
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
Senate: Constitutional reading dispensed (40-Y 0-N)
2/15/2023
40
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
Senate: Reported from Commerce and Labor (15-Y 0-N)
2/13/2023
15
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
House: BLOCK VOTE: (97-Y 0-N)
1/18/2023
97
Yea
0
Nay
0
Not Voting
3
Absent
Result: PASSED
House: Reported from Commerce and Energy (22-Y 0-N)
1/12/2023
22
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED

Status Information

Current Status
Passed(3/21/2023)
Chamber
House of Delegates
Sine DiePrior Session

Sponsors

Republican: 1

Documents

Chaptered
Bill Text3/21/202311.8 KB
Enrolled
Bill Text2/21/202311.9 KB
Prefiled
Bill Text1/5/202312.3 KB
Fiscal Note/Analysis
Fiscal Note/Analysis2/21/202356.0 KB
Fiscal Note/Analysis
Fiscal Note/Analysis1/12/202355.6 KB