2025 Regular SessionVirginia Legislature

SB1159: Motor vehicle insurance; underinsured motorist coverage, revises language of required notice.

Legislative Summary

Motor vehicle insurance; underinsured motorist coverage; required notice. Revises the language of the notice required to be enclosed with all motor vehicle insurance policies issued, delivered, or renewed after July 1, 2026, in the Commonwealth. The bill requires such notice to provide that the insured may choose to change the way the insured's underinsured motorist coverage is calculated.

Demographic Impact

Overall analysis of equity impact

Neutral
Medium ConfidenceView detailed demographic breakdown ↓

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Bill History

1/7/2025
Prefiled and ordered printed; Offered 01-08-2025 25102814D
Senate
1/7/2025
Referred to Committee on Commerce and Labor
Senate
1/19/2025
Fiscal Impact Statement from State Corporation Commission (SB1159)
Senate
1/20/2025
Reported from Commerce and Labor with amendment (15-Y 0-N)
Senate
1/22/2025
Rules suspended
Senate
1/22/2025
Constitutional reading dispensed (on 1st reading) (40-Y 0-N)
Senate
1/22/2025
Passed by for the day
Senate
1/23/2025
Read second time
Senate
1/23/2025
Reading of amendment waived
Senate
1/23/2025
Commerce and Labor Amendment agreed to
Senate
1/23/2025
Engrossed by Senate as amended
Senate
1/23/2025
Printed as engrossed 25102814D-E
Senate
1/24/2025
Read third time and passed Senate (38-Y 0-N)
Senate
2/3/2025
Placed on Calendar
House of Delegates
2/3/2025
Read first time
House of Delegates
2/3/2025
Referred to Committee on Labor and Commerce
House of Delegates
2/4/2025
Assigned L & C sub: Subcommittee #1
House of Delegates
2/11/2025
Subcommittee recommends reporting (7-Y 0-N)
House of Delegates
2/13/2025
Fiscal Impact Statement from State Corporation Commission (SB1159)
Senate
2/13/2025
Reported from Labor and Commerce (22-Y 0-N)
House of Delegates
2/17/2025
Read second time
House of Delegates
2/18/2025
Read third time
House of Delegates
2/18/2025
Passed House (97-Y 0-N)
House of Delegates
2/20/2025
Enrolled
Senate
2/20/2025
Bill text as passed Senate and House (SB1159ER)
Senate
2/20/2025
Signed by Speaker
House of Delegates
2/23/2025
Signed by President
Senate
3/5/2025
Enrolled Bill Communicated to Governor on March 5, 2025
Senate
3/5/2025
Governor's Action Deadline 11:59 p.m., March 24, 2025
3/19/2025
Fiscal Impact Statement from State Corporation Commission (SB1159)
Senate
3/21/2025
Approved by Governor-Chapter 331 (Effective 07/01/25)
3/21/2025
Acts of Assembly Chapter text (CHAP0331)

Amendments

Commerce and Labor Amendment

Commerce and Labor Amendment

Not Adopted

Commerce and Labor Amendment

Commerce and Labor Amendment

Not Adopted

Roll Call Votes

Passed House (97-Y 0-N)
2/18/2025
97
Yea
0
Nay
0
Not Voting
3
Absent
Result: PASSED
Reported from Labor and Commerce (22-Y 0-N)
2/13/2025
22
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
Subcommittee recommends reporting (7-Y 0-N)
2/11/2025
7
Yea
0
Nay
0
Not Voting
1
Absent
Result: PASSED
Read third time and passed Senate (38-Y 0-N)
1/24/2025
38
Yea
0
Nay
0
Not Voting
2
Absent
Result: PASSED
Constitutional reading dispensed (on 1st reading) (40-Y 0-N)
1/22/2025
40
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED
Reported from Commerce and Labor with amendment (15-Y 0-N)
1/20/2025
15
Yea
0
Nay
0
Not Voting
0
Absent
Result: PASSED

Status Information

Current Status
Passed(3/21/2025)
Chamber
Senate

Sponsors

Republican: 1

Documents

Chaptered
Bill Text3/21/202516.6 KB
Enrolled
Bill Text2/20/202516.8 KB
Engrossed
Bill Text1/23/202518.0 KB
Introduced
Bill Text1/7/202517.6 KB
Fiscal Note/Analysis
Fiscal Note/Analysis3/19/2025101.6 KB
Fiscal Note/Analysis
Fiscal Note/Analysis2/12/202598.0 KB
Fiscal Note/Analysis
Fiscal Note/Analysis1/19/202596.0 KB